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Risk Management

Worker's Compensation

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Worker's Compensation premiums can be a significant expense, but navigating this highly regulated area can be intimidating and difficult for employers. As your risk management partner, we provide tools to improve claims experience and control premium costs. Your dedicated Rollins team will work with you to devise a comprehensive program that will create a climate of safety, improve employee morale, and reduce your long-term costs.

By conducting an Experience Modification Audit, we can ensure that you are not being overcharged due to incorrect or unreported data, misapplied rules or simply wrong calculations.

Our specially developed Worker's Compensation Payroll Audit Preparation Guide ensures an error-free audit with the lowest possible payroll base. It eliminates common classification errors and identifies pitfalls such as failure to exclude certain types of remuneration that are frequent causes of audit overcharges.

We also provide a wide range of loss control programs. For example, a Return to Work Program reduces claims costs and improves morale. We show you how to implement a program that incorporates these key elements:

  bullet Ensure job descriptions include the physical demands required to perform job functions
  bullet Create a modified duty job bank
  bullet Work with medical providers to match employees with physical restrictions to appropriate light duty
  bullet Spell out the ramifications of non-compliance